If you don't have a credit history or you have bad credit, you may be told by some car dealerships that you have to have a cosigner in order to get approved. How to get approved for an auto loan without a cosigner is very simple. If you have a job and you are over 18 years of age then you can easily apply for and get an approval through a few online lending sources that cater to helping people that either have bad credit or no credit.
While having a cosigner can have its benefits, it is not always needed.
\"auto Loan\"
Car lots are not going to tell you that you should go home and find out what they paid for the car that they are trying to sell you. They also will not tell you that you should look on the Internet to get a car loan.
Once the general public figured out that it was easy to find out what a dealer's cost was for a vehicle, dealerships had to start selling cars at invoice. Soon, it won't be long before it is general knowledge that you can get on the Internet and obtain car financing at better interest rates and a better terms than those that are offered a car lots.
This is good news for the consumer and bad news for car dealerships.
In today's economy, consumers need all the help that they can get. So, if you decide to take advantage of the opportunities that are available to you on the Internet through a couple websites, you may be pleasantly surprised to find out that it is much easier than you think to obtain a car loan on your own, without a cosigner.
How to Get an Auto Loan Without a Cosigner
No cosigner? Enter your ZIP code and household monthly income at http://www.MyCreditTree.Net/ and see if there is a lender that will approve you for a no money down car loan. You can also apply at http://www.FundMyVehicle.Net/ and get approved in 45 seconds.
Jason Lanier is a Platinum Level Author with over 180 published and syndicated articles relating to auto finance.